Good Driver Auto Insurance Quotes – Where to Get the Best Rates

You’re a good driver and you deserve a reward. Happily for you, most insurance companies agree that you deserve a reward and they offer good driver auto insurance quotes that can save you hundreds of dollars a year.

What is a Good Driver?

The definition of a “good driver” varies from insurance company to insurance company. It typically has to do with having no accidents or traffic violations within a specified time period, usually three years.

There are basically two ways good drivers are rewarded by insurance companies:

* A direct discount to the premium for having no accidents or traffic violations

* A surcharge system, where premiums are increased for drivers who have accidents and traffic convictions

If you believe you meet the criteria for a good driver, check with your company to make sure you are receiving the good driver discount.

Other Auto Insurance Discounts

In addition to the good driver discount, most insurance companies offer other discounts that can help you lower the price of your premium, such as:

* Auto-home discount. To get this discount, place your auto and home insurance with the same company.

* Anti-theft device discount. Install alarms, steering wheel locks, and other such devices to qualify for this discount.

* Good student discount. If you are a student who maintains a high grade point average, you may qualify for this discount.

Ask your insurance professional about these and other discounts you may be eligible for.

Another Way to Save

You can also save on your auto insurance by shopping for insurance online through a comparison website. All you do is complete a simple online application to receive multiple quotes from A-rated insurance companies.

The best insurance comparison websites also have a chat feature, where you can talk with insurance professionals and get answers to all your questions (see link below). There is no better way to get fast, competitive insurance quotes today.

How to Find the Best Software to Compare Recovered Data

There are times when we lose our important data and so we have to find ways on how to recover them. There are now a number of pieces of software that can help you in locating the data that you have lost and then get them back into your computer system once again. What you need to know is that it is essential for you to look for the best application for recovering data before you download or purchase them. If you are searching for quality solutions in order for you to compare recovered data, make sure that you are completely aware of the abilities of the program so that you will not only recover your files but also compare them.

There are many reasons as to why you have lost your file. Among them include instances of accidental file deletion, crashing of your hard drive, effects of damaging viruses and many others. The recovery software will be able to suffice such needs so you can get your files back into your hard disk or removable software medium. You should be able to recognize the piece of software that will enable you to compare recovered data. The success of the operations of the program that you have chosen will be determined by the quality of the software itself as well as the features that are being offered by it to the users.

In many cases, it will be difficult for the users to select or to even know which one to choose because of the fact that the market is overcrowded with these pieces of software. It is thus important for you to red the reviews performed by the professionals along with the comments of the previous users of the programs that you intend to utilize. Be wary of those reviewers who are just trying to promote a certain application. You will be able to distinguish those fraud reviewers from the real experts because most of the time they will only talk about the positives of the software application that they want the readers to buy, leaving behind the negative attributes of the program.

It is significant that the reviewer knows or has tried the software that he or she is talking about. This way, they can really tell how effective the product is to the consumers. There are generally three types of software that are being used in data recovery comparison and they are the free programs, the licensed software and the forensic software. The first two are pretty much easy to understand and are self explanatory, the third on the otherhand is a complex type of program that is being used by many professionals nowadays particularly the police and the investigators of tax issues and crimes.

If you only need to know how to recover files, it is best that you save your money because there are actually good programs that come free for recovering lost files. However, it is different if you need to compare recovered data. You will have to look for a particular program that has the ability to compare various types of files and can deliver you fast and precise results.

Choosing the Right Real-Time Live Traffic Information Application for Your Smartphone

Mobile Traffic Application Comparison

We’ve all been there – rushed to get ready for work in the morning, jumped in the car and no sooner have we selected our favourite radio station or cd, than we’re stuck in a traffic jam. Time is ticking. You’ve got deadlines to meet. Wouldn’t it have been great if your Smartphone could have told you there were delays, so you could have saved the petrol that is gradually being burned off whilst you sit there stationary, and taken an alternative route…

There is an increasing number of real-time traffic monitoring applications available for Smartphones. Real-time means that the traffic data is a representation of what is happening at that very moment, using satellite technology and the mobile data network. What this means is, that wherever you are, starting up the traffic app will show you a variety of information on roads across the country. Each app presents different strengths and weaknesses, and the cost varies immensely – so which one should you choose?

Traffic TV – £22.99

Traffic TV is available for iOS, Android, BlackBerry, Windows Mobile and Java at a rather expensive £22.99. The app has a great interface, reminiscent of the Tubemap application released by mxData. It is obvious how to use it, although sometimes the zoom in and out buttons get in the way of the portion of what you want to view and can also be pushed by accident, meaning waiting for loading and refresh times again, especially when the phone has poor 3G or mobile data signal. This also uses up your data allowance pretty quick. This aside though, there are no real issues with the interface.

The symbols that appear on the screen show speed and direction, and an exclamation mark presumably shows a standstill. There is also an estimated delay time.

By far the best feature of this app is the capability to view a list of incidents that may affect your journey. You can imagine how useful this is for quickly plotting a new route out in your head.

The ability to view CCTV cameras over motorways is nice, but a bit unnecessary considering you have traffic information on the map overlay. And so seeing the cause of the delay won’t actually help in any which way, and at £22.99, cannot be a justified expense. Luckily, the CCTV portion of the app is available for free if you fancy a test drive.

One major downside (despite assurances that these issues will be dealt with) is that this app’s traffic data seems amazingly inaccurate (at least in my local area). Wait until this issue is sorted if you choose to purchase this app.

Google Maps – Free

The Google Maps application is great. You can plot a route a – b, you can change the map image to be either a drawn map, a satellite image or a hybrid of the two and the interface is so much more intuitive, with the classic ‘pinch’ and ‘expand’ finger movements to zoom in and out, and the ability to drop a pin in a favourite location. The Traffic data button brings up an overlay on the map screen, showing thick pulsating lines along roads with no explanation as to what they mean. You can’t judge a blockage, traffic speed etc and it is difficult to judge how accurate it is (as I type this there should be a huge standstill outside my office – but I haven’t seen a car drive past in about an hour).

Google Maps is great and should be downloaded (if you haven’t already got it free with iOS or Android). However, it is advisable to use it only for route planning, finding a location, road name or point of interest (train station, police stations etc.) and NOT for traffic monitoring.

The Highways Agency Application – Free

This is a great little app for listing accidents, delays and road works in text format. It does suffer from an amateurish looking interface and longwinded menu system. It asks to use your current location, and yet you still have to navigate through countless menu options to get to a list of incidents in your area. This is frustrating if you believe you live in the East of England, and yet the Highways agency classifies your area as the South East, meaning constantly going back and forth looking for the information you want.

As it’s free, it is worth the download, but again, doesn’t fulfil all the requirements of the modern driver. In combination with a sat nav system, maybe this app would be useful, but they make it difficult to read the text and a scrolling ‘do not use this app whilst driving’ renders it all a bit pointless.

Trafficmaster Trafficview – £1.49

The Trafficview App for iOS has the most up to date, accurate traffic information of all apps tested. The map (powered by Google) has the same ‘pinch’ and ‘expand’ zoom feature and shows traffic speed and direction with coloured symbols (also a setting is available that switches to delay times).

Trafficview is quick to load and refresh, and to date has not frozen on me. The traffic data refreshes every 1 minute by default. Which is quick enough to keep up to date whilst on the move, but not so often that it eats away at your mobile data allowance.

Zooming out, you can get a view of the whole of the UK with the red, yellow and orange traffic symbols still appearing. The app is not complicated, which is perfect for when in a rush or on the move, and doesn’t have unnecessary extra features or difficult menus. It is also difficult to push things by accident as with the Traffic TV app.

This is the only application currently available that pulls information from Trafficmaster’s live data stream which is calculated and collected from a network of traffic speed sensory equipment by the roadside (you may have seen them hanging over motorway bridges, they are more often than not mistaken for CCTV or Speed Cameras). This is an assurance of accurate and real-time information.

For truck and lorry drivers, this app is a direct replacement for the Trafficmaster YQ system and so should make the transition from monitor to iPhone screen relatively painless, if you were previously used to this system.

This app is great all around, simple and easy enough to use without polluting the display with pointless other features that serve little purpose. For the commuter who drives to work every day and for the lorry or van driver who needs to quickly avoid delays in order to make an urgent delivery, this app really has got you covered, and is a bargain at £1.49.

So which one should you choose?

For everyday use or for avoiding rush hour or bank holiday traffic, the Traffic View app from Trafficmaster is by far the best. It’s cheap, and does exactly what it needs to do. It’s hard to justify spending £22.99 on TrafficTV when Traffic View is both more accurate and easier to use. It’s also difficult to give good reason for the expense when the CCTV portion is available free, and the free app from the Highways Agency also lists accidents in the same way. Google Maps needs a lot of work before it should even be considered as a real-time traffic app, and the Highways Agency app, despite being free needs a GUI redesign. I would recommend downloading the Highways Agency app alongside Trafficmaster Traffic View and using the two in combination. If you feel you need the CCTV cameras, download the free ‘Traffic View’ (with a space) by CLO Software, although in my experience, it freezes easily even when the 3G signal is strong.

Save Money Regularly Using a Price Comparison Website

The price comparison industry has been around for close on two decades but has really grown up in the last ten years as more people have gained access to the internet.

The price comparison industry has been around for close on two decades but has really grown up in the last ten years as more people have gained access to the internet. The main reason for growth is due to the speed and constant improvement of the internet, data storage and transfer technology. Comparison sites can now collect data directly from a selection of different sellers’ website at the same time and display them for you to find the best price.

Online shopping offers customers the convenience of shopping from the comfort of their home at a pace that suits them. It allows you to do all the carry out your due diligence without feeling pressured by a sales staff. When you have found the lowest price, you will need to compare all the items based on their delivery charges and price. Just because any item looks cheap it might be more expensive when you add the delivery charges. You need to consider these charges to find the best price.

The products that are compared by these sites cover an enormous range of consumer products and services such as utility service providers, best mortgage lenders, holidays, personal loans, health insurance, car insurance, life insurance, lowest credit card deals, every day products from your supermarket, electrical goods, household goods, etc. Present statistics suggest that we spend over a billion pounds a year and they estimate that over six million visitors regularly use price comparison sites each month.

Price comparison sites allow you to look at many different items or services together. This saves you time and money as you can seek out the cheapest deal at the lowest price. You do not have to buy anything from any comparison sites you are shown. Best of all you can take your time looking for the product or service you are looking for and remember these sites are a way to save money.

Remember comparison sites are biased to the merchants that pay them for promoting their products and services on their site. This means you will have found you the best price from the merchants that advertise with them. this will not be the lowest price on the whole of the internet. Recently a new application was patented that will search the entire internet and all of the Google pages for the cheapest price. The myShoppingGenie price comparison application will revolutionise the industry and you can work from home making money by distributing their free Application as an independent distributor.

The future of comparison technology is the development of applications for sourcing downloadable music, games, online learning, music video, video, social networking and free software at the cheapest price. All this technology is being developed as we speak for the iPhone and blackberry mobile phone market.

Comparison sites within the insurance industry and the finance industry are highly competitive. Most people who use these sites return year after year to find the cheapest deals. Like or not comparison sites are here to stay. There future is sound and long-term they will thrive and grow as the public become more price conscious and continue seeking cheaper prices, bigger discounts and better bargains. Buyers will be the biggest benefactor of price comparing price sites.